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Qualifying criteria
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You need to be 18 years or older
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Have a valid RMB Private Bank transactional account or vehicle asset finance with WesBank
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Cover that takes care of you too
Roadside assistance
This 24/7 service includes breakdown towing, flat battery assist, no fuel assist, flat tyre assist and vehicle locksmith assist.
Emergency assistance
Emergency medical response to the scene of a medical emergency and medical transportation limited to R10 000 per incident.
Trauma counselling
In the event of a traumatic accident, hijacking or attempted hijacking, we'll help you and your passengers get professional counselling.
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Comprehensive cover
Our comprehensive cover pays to replace or repair your vehicle if it is stolen or damaged, whether it's a chipped windscreen or something more serious.
You are covered for the following:
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Accident or intentional incident by a third party, theft or hijacking, fire, explosion, earthquake, storm, flood, freezing, snow or hail, or by animals (excluding domestic animals)
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Locks and keys
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Towing, storage and delivery after repairs
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Windscreen and permanent window glass
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Emergency repairs - if an incident takes place while away from home and would normally be covered
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Emergency accommodation - if an incident takes place more than 100km from your home and your vehicle can't be driven
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Repatriation - receive a cash payment to help with costs if you break down outside South Africa (Botswana, Lesotho, Mozambique, Namibia, Swaziland and Zimbabwe)
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Third party liability - for damage you may cause to another vehicle or property, driving a vehicle that does not belong to you (excluding rentals) or when another person uses your insured vehicle
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Roadside assistance
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Emergency medical assistance
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Trauma counselling
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Vehicle modification - if you are disabled after an incident covered on your policy, we will pay to modify your vehicle to make it more accessible or in order to drive it
Limits and exclusions apply as specified on your policy schedule.
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Contact us
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Call us on 087 736 7774
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Select option 2
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Third party, fire and theft
This is a more affordable option and cover pays to replace or repair your vehicle if it is stolen or damaged due to fire, theft or hijacking only. It does not cover any minor damage such as scratches or due to accidents.
It also covers you for third party liability:
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For damage you may cause to another vehicle or property
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Or when another person uses your insured vehicle.
Limits and exclusions apply as specified on your policy schedule.
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Third party cover
With this affordable option, you are only covered by third-party liability:
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For damage you may cause to another vehicle or property
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Or when another person uses your insured vehicle.
Your own vehicle is not covered and you will not receive a payout in any event.
Limits and exclusions apply as specified on your policy schedule.
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Helping you make a selection
With the Dynamic Life» Home Plan, you will be covered for the outstanding amount on your home loan.
Your cover and your premiums are directly linked to your outstanding home loan balance and will automatically adjust as the outstanding balance changes.
This ensures you don't over pay for cover that you don't need.
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Dynamic Life» Home
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Mortgage Protection Plan
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What this cover is based on
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Outstanding balance of home loan up to R100m
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Outstanding balance of home loan up to R1.5m
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How premium is calculated
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Based on individual risk
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Based on gender, smoker, and employment
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Life cover
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Yes
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Yes (settlement of outstanding balance)
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Critical illness cover
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Yes (optional)
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No
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Permanent disability cover
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Yes (optional)
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Yes (settlement of outstanding balance)
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Temporary disability cover
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No
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Yes (covers monthly balance up to 12 months)
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Inability to earn an income/ retrenchment
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No
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Yes (covers monthly balance up to 12 months)
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